Insurance is a crucial component of a comprehensive financial plan, providing protection against unforeseen events that could derail your financial stability. It serves as a safety net for you and your loved ones, ensuring that unexpected circumstances don’t compromise your financial security or life goals.
Insurance operates on the principle of risk pooling. You pay regular premiums to an insurance company, which collects similar payments from many policyholders. This pooled fund is then used to pay claims when insured events occur. The premium amount is calculated based on various risk factors specific to the type of insurance.
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Investments in securities markets are subject to market risks. Read all the related documents carefully before investing. Past performance is not indicative of future returns. Consult your financial advisor before investing.
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